Entertainment and Media Insurance for New York and Los Angeles
Production schedules don't pause for policy questions, and neither do we. KJE works on entertainment timelines — which means when a certificate needs to go out, a coverage question needs an answer, or a new project requires a policy endorsement, you're not waiting on a service queue. You're reaching the broker who placed your coverage.
Coverage Built for How the Industry Actually Works
Production companies, post houses, branded content studios, podcast networks, talent management firms, and advertising agencies share one thing: their insurance needs don't fit a standard commercial policy. KJE serves entertainment and media clients across New York City and Los Angeles with carrier relationships in both markets and a team that understands what you actually produce.
Whether you're shooting on a permit in Brooklyn, finishing in a Burbank post house, or distributing content across multiple platforms, we match coverage to the specific risks your business carries — not to a generic media category.
What We Cover
Production Insurance — Short-Term and Annual DICE
Short-term production policies cover a single shoot or project from pre-production through wrap. Annual DICE (Directors, Indirect, Cast, and Equipment) policies are structured for companies with ongoing production volume. We write both, and we can advise which structure makes financial and operational sense based on your production calendar.
Errors and Omissions Insurance for Media Businesses
E&O coverage for media businesses is only as good as the underwriting behind it. We review your E&O policy against the content you actually produce — scripted, unscripted, editorial, branded, or otherwise — so the coverage reflects your real exposure, not a generic application. If your content could generate an intellectual property claim, a defamation allegation, or a rights dispute, your E&O policy needs to account for that specifically.
Equipment and Gear Coverage
Production equipment is expensive, mobile, and frequently rented or borrowed. We structure equipment coverage to follow your gear — on location, in transit, and in facilities — and to account for owned, leased, and rented equipment under a single policy where possible.
General Liability for Media and Entertainment Businesses
Commercial general liability is the baseline for any media business that works with clients, occupies a studio or office, or operates on location. We pair GL coverage with your production and professional liability policies to close the gaps that specialty coverage alone can leave open.
Bicoastal Operations Require a Broker Who Knows Both Markets
Most insurance brokers know one coast well. If your business operates across New York and Los Angeles — or if your clients, vendors, or production locations span both — a broker with carrier relationships in only one market leaves you exposed on the other.
KJE serves entertainment and media clients in New York City and Los Angeles from a single point of contact. You don't brief two brokers, manage two service relationships, or reconcile two sets of policy language. One team handles it.
Certificates When Productions Actually Need Them
A COI request that takes three days to fulfill is a COI request that misses the shoot. We work on production timelines — which means certificates are turned around when you need them, not when a standard back-office queue gets to them. If you need a certificate by Friday, that's the deadline we work to.
Who We Work With
- Film and television production companies — independent and studio-adjacent
- Post-production houses and editorial facilities
- Advertising agencies and branded content studios
- Podcast networks and audio production companies
- Talent management and representation firms
- Influencer and creator businesses with commercial client relationships
- PR and communications agencies with media deliverables
- Digital media publishers and editorial outlets
Why Middle-Market Media Businesses Choose KJE
- Carrier relationships in both the New York and Los Angeles markets — not one or the other
- Short-term production policies written alongside annual programs for clients with mixed project volume
- E&O reviewed against your actual content type, not bound off a standard application
- Annual policy reviews as your content slate, distribution model, or business structure evolves
- Direct access to the broker who placed your coverage — not a service team that inherits your account
Frequently Asked Questions
Do I need short-term production insurance or an annual policy?
It depends on your production volume. Short-term policies are cost-effective for companies producing one to a few projects per year. If you're producing on an ongoing basis — multiple shoots, recurring branded content, or a consistent slate — an annual DICE policy typically offers better coverage terms and lower aggregate cost. We model both options against your actual calendar before making a recommendation.What does production insurance cover?
A standard production policy covers cast and crew liability, equipment damage or loss, third-party property damage, and errors in production that result in a reshoot. More comprehensive policies add negative film coverage, faulty stock coverage, and extra expense coverage for production delays caused by insured events. The exact scope depends on the policy structure and the nature of your production.What is E&O insurance and does my media business need it?
Errors and omissions insurance covers claims arising from the content you produce or distribute — including allegations of copyright infringement, defamation, invasion of privacy, and unauthorized use of intellectual property. If your business publishes, distributes, licenses, or delivers content of any kind to clients or audiences, E&O coverage is not optional. The question is whether your current policy actually matches what you produce.Does KJE cover entertainment businesses in Los Angeles?
Yes. We maintain carrier relationships in the California market and serve entertainment and media clients in Los Angeles, including production companies, post houses, agencies, and creator businesses operating in Beverly Hills, West Hollywood, Culver City, Santa Monica, and Burbank. Clients with operations in both New York and LA are served under a single broker relationship.
Can you cover podcast networks and creator businesses?
Yes. Coverage for podcasts, branded content studios, and creator businesses with commercial client relationships is an area we actively write. The coverage structure depends on how the business generates revenue — sponsorship, licensing, client deliverables, or platform distribution — and we build the policy around that model. How quickly can you turn around a certificate of insurance? We work on production timelines. If you have a shoot or a vendor requirement with a specific deadline, give us that deadline and we work to it. Certificate turnaround for existing clients is typically same-day. New clients should contact us as early as possible to allow time for underwriting — though we understand that production schedules don't always cooperate.
Talk to a Broker Who Knows the Restaurant Business
KJE works with restaurant and hospitality operators across New York City, Long Island, and Westchester. If you're opening a new location, switching brokers, or simply not sure whether your current coverage holds up, the conversation starts with a call or a text.
